Security
Your money, protected at every step.
From the moment you sign in to every payment you make, FinPay works quietly in the background to keep your account safe.
How we protect you
Four layers of protection, always on.
01
Bank-grade encryption
Every transaction is protected with 256-bit encryption, both in transit and at rest.
02
Biometric login
Face ID, fingerprint and device binding make sure only you can open your account.
03
Instant card controls
Freeze a card, block online payments or set spending limits — instantly, from the app.
04
24/7 fraud monitoring
Unusual activity is flagged in real time, and you’re alerted the moment something looks off.
256-bit
Encryption on every payment
24/7
Fraud monitoring
< 1 min
To freeze a lost card
2FA
On every new device
If something looks wrong
Three steps, and you’re back in control.
1
Freeze your card
Tap the card in the app and freeze it instantly. You can unfreeze it just as fast.
2
Tell us what happened
Report the payment in a few taps — our team reviews it straight away.
3
Get your money back
Eligible fraudulent payments are refunded, and a new card is on its way.
Ready when you are
Peace of mind, built in.
Join millions of people who trust FinPay with their everyday money.